01 · Authority
Can each material agent action be traced to a grant from an accountable human or governing body?
For Insurance
Make underwriting and claims decisions reconstructible after the fact.
AI governance programmes, unfair discrimination and adverse action. Start with the diagnostic: no email, no organisation name, and a forwardable result.
02 · Enforcement
Can policy refuse the action before it lands, or does monitoring discover the problem afterward?
03 · Evidence
Can a reviewer reconstruct the authority, policy, inputs and versions months later?