Gulf financial institutions
Central-bank expectations translated into evidence a reviewer can inspect.
The problem in one sentence
The CBUAE guidance expects governance, accountability, model inventory, fairness testing and third-party oversight, but a policy statement is not the same thing as action-level evidence.
Where it breaks
Inventory
A list of models does not show the agent action classes, tools, delegated authority and third-party dependencies that change the exposure.
Accountability
Board and senior-management accountability is difficult to evidence when authority is implicit in a shared service account.
Fairness and review
Testing has to survive model upgrades and connect to the customer-impacting decision, not stop at a generic model score.
Third parties
Audit rights and the ability to cease use are contractual promises until the architecture and exit path have actually been tested.
The Gulf financial institutions regime references above are checked against their primary sources on an ongoing basis. Instruments move — several cited here changed inside the last year — so verify against the source before you rely on one. If you find something stale, tell me and I will correct it.
If any of this is live for you
The fastest route is a conversation. Bring the architecture you are worried about — the first useful thing usually surfaces inside twenty minutes.